Live life to the Fullest

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The Script of Life

If we track the life of average educated people, the financial script often goes like this:   The child goes to school, graduates, finds a job and soon has some money to spend. The young adult now can afford to rent an apartment, buy a TV set, new clothes,  some furniture and, of course a […]

Max GXL : The Body’s Master Anti Oxidant

Modern research has shown that individuals who have low levels of glutathione are susceptible to chronic illness .Decreased levels of glutathione can be brought about by continual stress upon the immune system. As we now know, a lowered immune system can bring about illness and disease. This is a ferocious cycle. While you need glutathione for a […]

Facts About Supplements

Calcium Ascorbate – A mineral salt of Vitamin C. Calcium Ascorbate is 80% Vitamin C and 20% calcium. Ascorbates are less acidic than other types of vitamin C and provide better absorption than ascorbic acid alone. It protects the body from toxins and acts as an immune builder and as an antioxidant. It is essential for […]

Cebu Computer Dealer

The following list is the Supplier of Computer Hardware, Software and peripherals in Cebu City. Accent Micro “It’s about time to have I.T.” Website: www.accentmicro.ph Address: Unit 234 (NW) SM City Cebu, North Reclamation Area, Cebu City Phone: (032) 236-2556 Asia Pacific Computers Sales and Services “Your partner in business computing..” Website:www.apc.bz Address: A.S. Fortuna St., […]

SEC Registration

Here’s your guide in registering your business in SEC.

SEC REGISTRATION REQUIREMENTS

(as of 5 November 2007)   All applications and supporting documents must be in six (6) copies and have cover sheets Documents signed abroad must be authenticated by the Philippine Embassy or Consulate in the country where signed. All audited Financial Statements and special audit reports must be certified by an independent Certified Public Accountant (CPA), with Statement of Representation filed with the SEC. Said Statement must indicate the CPA Cert. No., PRC/BOA No. and the PTR No. of the CPA. All applications must indicate the Tax Identification Number (TIN) of the signatories. REGISTRATION OF CORPORATIONS Stock Corporation Non-Stock Corporation LICENSING OF FOREIGN CORPORATIONS Branch and Representative Office Regional or Area Headquarters and Regional Operating Headquarters REGISTRATION / RECORDING OF PARTNERSHIPS OTHER APPLICATIONS For Corporations i. Amended Articles of Incorporation (For Stock and Non-Stock Corporations) Amended Articles of Incorporation Directors’/Trustees’ Certificate – a notarized document signed by a majority of the directors/trustees and the corporate secretary, certifying the amendment of the Articles of Incorporation, indicating the amended provisions, the vote of the directors/trustees and stockholders/members, the date and place of the stockholders’ or members’ meeting; the TIN of the signatories should be indicated below their names. Additional Requirements Endorsement/clearance from other government agencies, if applicable. If the provision to be amended is the corporate name, submit the following;a. Name Verification Slip b. Affidavit of a director/trusteeor officer undertaking to change corporate name ii. Amended By-Laws (For Stock and Non-Stock Corporations) Amended By-laws Directors’/Trustees’ Certificate – a notarized document signed by a majority of the directors/trustees and the corporate secretary, certifying the amendment of the By-laws, indicating the amended provisions, the vote of the directors/trustees and stockholders/ members, the date and place of the stockholders’ or members’ meeting iii. Increase of Authorized Capital Stock Basic Requirements Certificate of Increase of Capital Stock Treasurer’s Affidavit certifying the increase of capital stock, the amount subscribed and the amount received as payment List of stockholders as of the date of the meeting approving the increase, indicating the nationalities of the subscribers and their respective subscribed and paid-up capital on the present authorized capital stock, certified by the corporate secretary Amended Articles of Incorporation Directors’ Certificate – a notarized document signed by a majority of the directors and the corporate secretary, certifying the amendment of the Articles of Incorporation increasing the authorized capital stock, the votes of the directors and the stockholders, and the date and place of the stockholders’ meeting Audited financial statements as of the last fiscal year, stamped received by the SEC and the BIR Additional Requirements based on kind of payment on subscription, such as Cash A report rendered by an independent CPA on the verification of the cash payment on subscription to the increase Copy of the official receipt, deposit slip, bank statement/passbook Trial balance as of the end of the month immediately preceding the submission of the requirements, which includes the additional capital infusion, certified by the company accountant Written waiver of pre-emptive rights by non-subscribing stockholders Note:   Disregard item 1 if payment on subscription is already reflected in the audited financial statements (item 6 of the basic requirements), and said additional capital infusion is  reflected in the Cash Flow Statement B.     Conversion of advances/liabilities to equity A report rendered by an independent CPA on the verification of the advances to be converted to equity Detailed schedule of the liabilities to be offset, as of the date of trial balance, certified by the company accountant Trial balance as of the end of the month immediately preceding the submission of the requirements, which includes the subject advances/liabilities, certified by the company accountant Deed of Assignment signed by the creditor/subscriber assigning the advances as payment on his subscription Note:   If subject advances are reflected in the audited financial statements (item 6 of the basic requirements), submit a certification from the auditor identifying the creditors and the amount owed to each, in lieu of item 1 C.    Stock dividends Long form audit report on the audited financial statements (item 6 of the basic requirements), which includes an analysis of the retained earnings account for the last five (5) years. List of stockholders entitled to the stock dividend with their respective outstanding shares and the allocation of the stock dividend, certified by the corporate secretary. Certification by the corporate secretary as to the treatment of the resulting fractional shares, if any D.    For other forms of property as payment, submit the additional requirements enumerated for registration of stock corporations   iv. Decrease of Authorized Capital Stock Certificate of Decrease of Authorized Capital Stock Audited financial statements as of last fiscal year, stamped received by the SEC and the BIR If involving return of capital:  Long form audit report and list of creditors with the consent of each creditor, certified by company accountant List of stockholders before and after the decrease, certified by the corporate secretary Amended Articles of Incorporation Directors’ Certificate – a notarized document signed by a majority of the directors and  the corporate secretary, certifying  the amendment of the Articles of Incorporation to decrease the authorized capital stock, the votes of the directors and the stockholders, and the date and place of the stockholders’ meeting Publisher’s affidavit of the publication of the decrease of capital (once in a newspaper of general circulation) v. Reclassification/Declassification/Conversion of Shares Directors’ Certificate – a notarized document signed by a majority of the directors and the corporate secretary, certifying the amendment of the articles of incorporation classifying the shares of stock, the votes of the directors and the stockholders, and the date and place of the stockholders’ meeting Amended Articles of Incorporation List of stockholders  showing the names, nationalities and stockholdings before and after the reclassification/declassification/conversion, certified by the corporate secretary Audited financial statements as of the last fiscal year, stamped received by the SEC and the BIR vi. Merger/Consolidation Articles of Merger/Consolidation Plan of Merger List of stockholders of the constituent corporations before the merger/consolidation,  and list of stockholders of record of the surviving corporation after the merger/consolidation, certified by the corporate secretary Certification, under oath, by the corporate secretary, on the meetings of the directors and stockholders of the constituent corporations approving the merger/consolidation Audited financial statements of the constituent corporations as of a date not earlier than 120 days prior to the date of filing of the application in accordance with PFRS 3 ( Accounting Standard on  Business Combination) For absorbed corporations:  Long-form audit report of item 5 List of creditors, if any Where both or all the constituent corporations are solvent:  Certification, under oath, by the president, chief finance officer or treasurer,  that creditors have been properly notified of the proposed merger/consolidation Where at least one of the constituent corporations is insolvent:  Affidavit of publication in a newspaper of general circulation  of the proposed merger/consolidation Note If the surviving corporation will not issue shares of stock or create additional paid-in Capital:  Disregard item 5 If the merger will be effected via increase of capital stock:  Submit also the  requirements for  Increase of Authorized Capital Stock For consolidation:  Submit also the requirements for the registration of a stock corporation           vii. Increase of Foreign Equity (For Corporations registered under the Foreign Investment Act) Mode of payment: Assignment of Filipino stockholdings to non-Philippine nationals SEC Form No. F-101 or F-102 Original copy of the Deed of Assignment b.   Issuance of new stocks from the unsubscribed capital stock SEC Form No. F-101 or F-102 Form F-10-1 c.  Increase or Decrease of authorized capital stock SEC Form No. F-101 or F-102 Requirements for Increase/Decrease of Capital Stock d.  Merger or Consolidation SEC Form No. F-101 or F-102 Requirements for merger or consolidation viii. Dissolution (By Shortening Corporate Term) Directors’ Certificate – a notarized document signed by a majority of the directors/trustees and the corporate secretary, certifying the amendment of the Articles of Incorporation shortening the corporate term, the votes of the directors/trustees and stockholders/members, and the date and place of the stockholders’/members’ meeting Amended Articles of Incorporation Audited financial statements as of date of the stockholders’ meeting approving the dissolution or any date thereafter but not earlier than 60 days prior to the date of filing of the application List of creditors, if any, and the consent of the creditors, or certification as to non- existence of creditors BIR tax clearance Publisher’s affidavit of the publication of the notice of dissolution of the corporation (once a week for  three [3] consecutive weeks) Endorsement/clearance from other government agencies, if applicable Note: In cases where there are creditors and the consent of the creditors was not secured, the application should be in the form of a petition to be filed with Office of General Counsel of the SEC   ix. Quasi-Reorganization Letter requesting approval  to undergo quasi-reorganization Certification, under oath, by the corporate secretary, on the  board resolution approving the quasi-reorganization Appraisal report of the fixed assets (real properties, permanently installed fixed assets and machineries and equipment directly needed and actually used in the business) Schedules showing the details of the appraised properties Latest audited financial statements of the corporation, stamped received by  the SEC and the BIR Analysis of the revaluation increment Projected financial statements for the next five (5) years   x.  Equity Restructuring Letter requesting approval to undergo equity restructuring Certification, under oath, by the corporate secretary, on the board resolution approving the equity restructuring plan Audited financial statements as of the last fiscal year, stamped received by the SEC and the BIR   xi. Creation of Additional Paid in Capital Letter requesting approval for the creation of the additional paid in capital Certification, under oath, by the corporate secretary, on the board resolution approving the  creation of the additional paid-in capital Audited financial statements as of the last fiscal year, stamped received by the  SEC and the BIR Note: For additional requirements:  Refer to the additional requirements for Increase of the Authorized Capital Stock depending on the kind of payment on subscription   xii. Cash Dividend Declaration Certification, under oath, by the corporate secretary, on the board resolution declaring the cash dividends Audited financial statements as of the last fiscal year, stamped received by the SEC and the BIR Audited financial statements used as the basis for such declaration stamped received by the SEC and the BIR  (to be submitted also if the basis is other than item 2 )   xiii. Stock Dividend Declaration Certification, under oath, by the corporate secretary, on the declaration of stock dividends  by majority of the directors and  the stockholders representing at least 2/3 of the outstanding capital stock Audited financial statements as of the last fiscal year, stamped received by the SEC and the BIR Audited financial statements used as the basis for such declaration, stamped received by the SEC and the BIR ( to be submitted also if the basis is other than item 2 ) List of stockholders as of the date of meeting approving the declaration,  with the respective subscribed capital stock of each stockholder and with the allocation of the stock dividend, certified by the corporate secretary Analysis of Capital Structure, signed by the treasurer, under oath   xiv. Property Dividend Declaration Certification, under oath, by the corporate secretary, on the board resolution declaring the property dividends List of stockholders and the allocation of the property dividend, certified by the corporate secretary Audited financial statements as of the last fiscal year, stamped received by the SEC and the BIR Detailed schedule of the property account appearing in the audited financial statements Certification by the president that the property is no longer needed in the operation of the company   xv.  Certification of Paid-Up Capital/Capital Structure Request for certification Audited financial statements  as of the last fiscal year, stamped received by the SEC and the BIR List of stockholders, showing the names and the subscribed and paid-up capital of each stockholder, certified by the corporate secretary Note:  For additional requirements in case the payment to subscription came in after the   balance sheet date:  Refer to the additional requirements for Increase of Authorized Capital Stock depending on the kind of payment on subscription   xvi. Certification of Percentage of Ownership Request for certification List of stockholders, showing the names, nationalities, amount subscribed and paid-up capital of each stockholder, certified by corporate secretary Audited financial statements as of the last fiscal year,  stamped received by the SEC and the BIR Stock and transfer book of the corporation (to be presented for verification) xvii. Creation of Bonded Indebtedness Certificate of creation of bonded indebtedness Audited financial statements as of the last fiscal year, stamped received by the SEC and the BIR If item 2 is more than six (6) months old:  Unaudited financial statements for the current year period, certified by the company accountant List of the company’s properties, with the book, appraised or bondable values of the properties which will be used to secure the projected bond issues, certified  by the company accountant or comptroller Projected financial statements, showing the utilization of the proceeds of the bonds and the redemption of the bond issues, signed by the company accountant or comptroller Trust indenture, signed by the corporation and the trustee Sample form of the mortgaged bond certificate to be issued   xviii. Confirmation of Valuation SEC Form 10-1/letter request confirming the valuation Certification, under oath, by the corporate secretary, on the board resolution approving the  additional issuance of shares of stock Audited financial statements as of the last fiscal year,  stamped  received by the SEC and  the  BIR List of stockholders, with the nationalities, amount subscribed and paid up, and the subscribers to the new shares, signed by the corporate secretary, under oath Note: For additional requirements:  Refer to the additional requirements for Increase of  Authorized Capital Stock depending on kind of payment   xix. Voting Trust Agreement Agreement Voting Trust Agreement Certification on the number of shares of trustees, signed  by the corporate secretary   For Partnerships i. Amended Articles of Partnership (To Change Partnership Name) Name Verification Slip Amended Articles of Partnership Affidavit of a partner undertaking to change partnership name Endorsement/clearance from other government agencies, if applicable   ii. Amended Articles of Partnership (To Change Partners) Amended Articles of Partnership Deed of Assignment of partnership interest/letter of withdrawal of partner/ or affidavit of death of partner   iii. For Other Amendments Amended Articles of Partnership   iv. Dissolution of Partnership Articles of Dissolution BIR Tax Clearance   For Foreign Corporations i. Deposit or Substitution of Deposited Securities of Branch Office  Cover letter requesting acceptance of the securities deposit Photocopy of the confirmation of sale or original copy of the government bonds Letter request for earmarking of treasury bills for SEC deposit, stamped received by the Bureau of Treasury Audited financial statements as of the last fiscal year, stamped received by  the SEC and the BIR   ii. Amendment of License of Foreign Corporations Basic Requirements Petition for amendment of license Board resolution approving the amendments Additional requirements a. Amendment of corporate/partnership name a.1. Name Verification Slip a.2. Affidavit of a director/partner undertaking to change         company name    b. Change/appointment of resident agent b.1 Board resolution or letter of appointment b.2 Acceptance by the resident agent iii. Withdrawal of License of Foreign Corporations Petition  for  withdrawal of license Authenticated copy of the board resolution approving the withdrawal Audited financial statements as of the last fiscal year, stamped received by the SEC and the BIR List of creditors, if any, and consent of each creditor, or certification as to non-existence of creditors Original license issued by the SEC Publisher’s affidavit evidencing the publication of the notice of withdrawal ( once a week for  three [3] consecutive weeks ) BIR Tax Clearance   iv. Amendment of License of Area or Regional Headquarters and Regional Operating Headquarters Basic Requirements Petition for amendment of license Board Resolution approving the amendments   Additional Requirements   a.   Amendment of corporate/partnership name   a.1 Name Verification Slip a.2 Affidavit of a director/partner undertaking to change company name   b.   Conversion of Area Headquarters to Regional Operating Headquarters   b.1 Bank Certificate or Proof that the headquarters has US$200,000 or more   v. Withdrawal of License of Area or Regional headquarters or Regional Operating Headquarters Basic Requirements Petition for withdrawal of license Authenticated copy of the board resolution approving the withdrawal Original license issued by the SEC Endorsement by the Board of Investments Additional Requirements a.   Audited financial statements as of the last fiscal year, stamped received by the SEC and the BIR b.   List of creditors, if any, and consent of each creditor, or certification as to the the non-existence of creditors c.   Publisher’s affidavit evidencing the publication of the notice of withdrawal once a week for three (3) consecutive weeks d.   BIR Tax Clearance

NAVPS as of June 08, 2012

If you want to learn more about investment just email cebudoneforyou@gmail.com for personalize training and coaching.

NAVPS as of May 03, 0212

Thank you GOD!

Thank you GOD!

Me: God, can I ask You a question?

God: Sure Me: Promise You won’t get mad …

God: I promise

Me: Why did You let so much stuff happen to me today?

God: What do u mean?

Me: Well, I woke up late

God: Yes

Me: My car took forever to start

God: Okay

Me: at lunch they made my sandwich wrong & I had to wait

God: Huummm

Me: On the way home, my phone went DEAD, just as I picked up a call

God: All right

Me: And on top of it all off, when I got home ~I just want to soak my feet in my new foot massager & relax. BUT it wouldn’t work!!! Nothing went right today! Why did You do that?

God: Let me see, the death angel was at your bed this morning & I had to send one of My Angels to battle him for your life. I let you sleep through that

Me (humbled): OH GOD: I didn’t let your car start because there was a drunk driver on your route that would have hit you if you were on the road. Me: (ashamed)

God: The first person who made your sandwich today was sick & I didn’t want you to catch what they have, I knew you couldn’t afford to miss work.

Me (embarrassed):Okay

God: Your phone went dead bcuz the person that was calling was going to give false witness about what you said on that call, I didn’t even let you talk to them so you would be covered.

Me (softly): I see God

God: Oh and that foot massager, it had a shortage that was going to throw out all of the power in your house tonight. I didn’t think you wanted to be in the dark.

Me: I’m Sorry God

God: Don’t be sorry, just learn to Trust Me…. in All things , the Good & the bad.

Me: I will trust You.

God: And don’t doubt that My plan for your day is Always Better than your plan.

Me: I won’t God. And let me just tell you God, Thank You for Everything today.

God: You’re welcome child. It was just another day being your God and I Love looking after My Children…

The Role of Glutathione in Autism

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The Role of Glutathione in Autism

 

The Role of Glutathione in Autism

 

 

Autism Glutathione

 

The Autism Society of America (ACA) reports that as many as 1.5 million Americans are considered to have Autistic Spectrum Disorder (ASDs), and sadly the numbers are on the increase at the rate of 10-17% (USDE, 2009). Our children are serving as warnings and they experience little control over their fate.

 

Autism is a severe neurodevelopmental disorder characterized by social and communication disabilities and stereotypical patterns of behavior. While the underlying reasons for autism are unknown, recent research reveals that autism may result from interactions between environmental, genetic, and immunological factors with oxidative stress as a mediating link (Kern & Jones, 2006). Recently, decreased glutathione levels and increased oxidative stress were also shown in children with autism (Geier & Geier, 2006).

 

The Link Between Autism Glutathione

 

The role of glutathione in autism may be significant for many reasons. As a parent of a child diagnosed with ASDs, you may be asking yourself why and how the synthesis in Autism of glutathione in your child’s brain can significantly contribute to or reduce behaviors and characteristics associated with ASDs. Return now to the innocent image of the canary singing in the mining cave. In the last century, the amount of toxins, especially mercury, globally poison and pollute our air supply from industrial, domestic, occupational and medical sources (Owhadi & Boulos, 2008). In utero and from the moment a child is born, he ingests mercury (either continuously or during a one-time trauma) which hinders glutathione syntetase (an enzyme), which ultimately leads to decreased levels of glutathione. In simple terms, this exposure has been shown to be linked to neurological symptoms associated with the decreased ability for the body to detoxify itself: delays in physical growth, diminished locomotive ability, and exaggerated behavioral and emotional responses.

 

Another Autism Glutathione link – Research has shown that high levels of mercury which cannot be excreted build up in the brain. In one study, when participant babies had their first haircuts, the hair samples showed very small amounts of mercury. This means, for these children, the cellular and neurological systems within the body and brain could not expel the toxins because there were decreased levels of glutathione, hence exhibiting symptoms associated with ASDs.

 

The role of autism glutathione (in ASDs) and its contribution to oxidative stress is an emerging concept related to the diagnosis and treatment of ASDs, Parkinson’s and schizophrenia (Owhadi & Boulos, 2008). Preliminary treatment results indicate the use of methyl B12 administration has shown improvement of behavioral and physical symptoms, and because of very mild side effects and ease of use (subcutaneous), this appears to be a safe approach in subgroups of children with autism (Kern & Jones, 2006).

 

The Autism Glutathione Treatments

 

Other promising treatments targeting the role of glutathione in ASDs is through the administration of chelation therapy during which toxins are extracted from the body through a process which removes all heavy metals from the blood thereby decreasing the chance of continued neuronal cell death or brain damage attributed to toxicity and oxidative stress in the brain.

 

Whether your child has recently been diagnosed with ASDs or you are seeking the most up-to-date information regarding the diagnosis and treatment of ASDs, it is prudent and well-advised to seek alternative, non-invasive, and progressive means of managing physical and behavioral symptoms, perhaps leading to successful intervention and cessation of ASDs in your child.

 

Autism Glutathione References

 

Geier, D. A., & Geier, M. R. (2006). A clinical and laboratory evaluation of methionine cycle- transsulfuration and androgen pathway markers in children with autistic disorders. Hormone Research, 66(4), 182-188. doi:10.1159/000094467

 

Kern, J. K., & Jones, A. M. (2006). Evidence of toxicity, oxidative stress, and neuronal insult in autism. Journal of Toxicology & Environmental Health: Part B, 9(6), 485-499. doi:10.1080/10937400600882079

 

Owhadi, H., & Boulos, A. (2008). Bistable equilibrium points of mercury body burden. Journal of Biological Systems, 16(1), 139-150.

 

US Department of Education. Digest of education statistics. Retrieved from http://nces.ed.gov/programs/digest/d10/tables/dt10_046.asp

 

MaxGXL THE GLUTATHIONE ACCELLATOR

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www.367172.max.com

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